Privacy & your data.
Updated 19 October 2026
Budget Club is an independent budgeting app run by Anthony Seaman. For privacy questions or requests, contact info@alchemyprofessional.com and mention Budget Club.
What we use and why
| Information | Purpose |
|---|---|
| Email address, account identifier and authentication records | Create and protect your account, sign you in and send account confirmation or password-reset emails. |
| The income, bills, spending, savings, goals and household-sharing details you enter | Calculate your budget, save your chosen account budgets and sync them across devices. |
| Technical request information, including IP addresses and error/security logs handled by hosting services | Deliver the app, investigate failures and protect the service. |
Account and budgeting information is used to provide the service you request. Technical security information is used for the legitimate interest of keeping the service secure and reliable. You choose what financial information to enter. Budget Club does not need bank login details or payment-card numbers.
Local copies and cloud accounts
A device-only budget stays in this browser or app's local storage. Signing in lets you create or deliberately import a budget into your account. Signed-in budgets are stored through Supabase, with the project database in London, and local copies support pending changes and conflict recovery. Account registration and password handling use Supabase Auth.
Anyone who can use your unlocked device or browser profile may be able to see its local budget or signed-in session. Clearing site/app data can remove unsynced changes. Keep exported backups somewhere private.
Sharing with your household
Sharing a budget gives the invited account permission to see and edit the whole budget. The owner can remove access and a member can leave. This cannot retrieve files or screenshots another person already saved. Use separate budgets for finances you want to keep private.
Penelope, imports and device feedback
Penelope uses prepared answers and local calculations. Her chat is held in memory, is not sent to an AI provider and is cleared when you refresh, clear it or change budget context. CSV files are processed in the app; transactions you choose to import become part of the budget and are synced if that budget belongs to an account. Animation, sound and haptic preferences are stored on the device.
Payments
Subscriptions are not currently enabled. When Apple subscriptions launch, Apple will process payment. Budget Club will use Apple transaction identifiers, product identifiers, account identifiers and subscription status/expiry information to verify membership. We will not receive your full card details. Apple manages its own payment and purchase records.
Service providers
The web app is hosted through ChatGPT Sites and Cloudflare; the marketing website is hosted by Wix; Supabase provides account, database and server-function services. These providers process information needed to deliver and secure their services. The database region does not mean every technical log or support operation stays in the UK. Providers may process technical information internationally under their applicable data-protection arrangements.
See the Supabase, OpenAI, Cloudflare, Wix and Apple privacy notices. No advertising trackers or analytics SDKs have been added to Budget Club. We do not sell your budget data or use it for advertising profiles.
Keeping and deleting information
We keep active account records while your account exists so your budgets remain available. Go to Settings → Account & household → Delete my account to delete your sign-in, your owned budgets, sharing memberships and Budget Club subscription records. You will confirm your password and deletion before it happens. Budgets owned by someone else are retained by that owner; your access is removed.
Deletion removes active records. Existing provider backups and operational/security logs may remain for their configured retention periods; contact us for current retention details. Offline copies on other devices and exported files must be removed separately. Deleting an account does not cancel a subscription or remove Apple's payment records.
Your choices and rights
You can correct your entries, export your current budget and delete your account in the app. You can also contact us to request access, correction, erasure, restriction or portability, or to object to processing based on legitimate interests. Which rights apply depends on the information and reason for processing. We may need to verify you before fulfilling a request. You can raise a concern with the UK Information Commissioner's Office.
Budget calculations are planning aids; Budget Club does not make lending, eligibility or other legal decisions about you. If our data use changes, we will update this page.